Loans & Mortgage

Financing that fits your life.

Compare Pag-IBIG, bank, and in-house financing side by side. Prequalify in minutes with our free calculator.

Financing options

Pag-IBIG

Rate from
6.375%
Max
₱ 6.0M
Term
Up to 30 yrs

Bank financing

Rate from
7.25% – 8.5%
Max
80% LTV
Term
Up to 25 yrs

In-house

Rate from
9% – 14%
Max
Flexible
Term
Up to 15 yrs
Mortgage calculator

See your monthly payment.

Slide the values to explore. This is an estimate — actual rates depend on your lender and profile.

Estimated monthly
32,224
Loan amount
4M
₱ 5.0M
20%
20 yrs
7.50%

Loan comparison

ProviderRateMax termProcessing
Pag-IBIG Fund6.375%30 yrs30–60 days
BDO Home Loan7.25%25 yrs10–20 days
BPI Family7.50%25 yrs10–15 days
Security Bank7.75%20 yrs7–15 days